Scott Kuru

The banks are not cutting rates and changing lending rules because they feel generous. Something is shifting inside the Australian housing market, and the people with mortgages, investment properties or plans to buy need to understand what this means before making their next move. In this video, I explain why Australian banks are fighting harder for mortgage customers, how rising interest rates, property uncertainty and weaker buyer confidence are affecting the market, and why this could give households more negotiating power than they have had in years. Whether you are refinancing, buying your first home, investing in property or simply trying to protect your household budget, this market shift matters.